Any person who is a passenger in a vehicle accident should be aware that they can recover compensation if they sustain injuries. However, recovering compensation can seem confusing, particularly when it comes to understanding which insurance carrier to turn to. Here, we want to discuss the steps you can take if you have been a passenger in a vehicle accident and sustained an injury.
The good news is that passengers should be able to recover compensation in the aftermath of a vehicle accident that causes them harm. The vast majority of passenger injury claims are resolved through settlements with insurance carriers, but there is often more than one insurance carrier involved. For example, the vehicle the passenger was in will likely have an insurance policy attached, as will the other vehicle(s) involved in the collision.
Which insurance carrier pays for the passenger’s injuries?
Well, just like any other type of vehicle accident, liability for the incident will need to be determined. There will be an investigation into the crash to figure out which driver caused the incident, and the at-fault driver’s insurance carrier will be responsible for paying the passenger’s injury expenses. If there was shared fault for the collision, then more than one insurance carrier may be responsible for paying the passenger’s injury expenses, and the apportionment of compensation will be done using the pure comparative negligence system in place in California.
There are various steps that passengers need to take to ensure that they recover the compensation they are entitled to after an accident occurs.